Obamacare Is Messing With American Lives
He was sure this was the answer. President Obama could not have been more positive. People who were criticizing the Affordable Care Act were predicting employers would stop offering health care coverage to their employees making them find insurance elsewhere at perhaps higher rates on the Obamacare exchanges. Obama had turned his nose at these ideas and at a White House news conference last April tried to put the idea down once and for all.
“For 90% of Americans who already have health insurance, this thing has already happened, and their only impact is that their insurance is stronger, better, and more secure then it was before. Full stop. That’s it. They don’t have to worry about anything else.” Those are Obamas exact words. Pretty bold for a man whose administration was already skating on thin ice in the court of public opinion. He said Obamacare wouldn’t be “repealed” on his watch; but I think the question is whether it will simply cease to function at this point.
The truth of this to the millions of Americans who went out and got health insurance on the individual market is they do indeed have something to worry about. And not only that, it is looking as though some who have their coverage through their jobs should be worried too. Recently companies like Target, Home Depot and Trader Joe’s started dropping coverage for part-time employees. The math says that the number of those dropped from individual insurance or from small-business coverage is going to exceed the number of enrollees in the exchanges for some time. It’s hard to sell a law based on extending affordable coverage when you’ve de-insured millions and delivered sticker shock to millions more.
Like Bieber Obamacare Has Been One Disaster After Another
From millions losing their coverage to the failed launch of the website, this thing has been a disaster from the very beginning. My “real” job in life is as a web designer for a company in Phoenix, AZ. I have some knowledge and expertise in this realm. Let’s just for a moment take a look at how the administration handled the launch of the website for this program. We could start with the price tag they paid which is 43 million dollars but that is just so laughable it’s not worth doing. Keep in mind the government has paid tens of thousands of dollars for hammers in the past. They get taken advantage of… moving on. I got from a source close to the project that the website was not even beta tested before being launched. If you think about the amount of expected traffic this website was going to get, the fact they didn’t beat on this rush-job before launch in sort of mind-numbing.
It is with this sort of clumsiness the whole campaign has been handled. We’re at a point where people don’t know whether they have insurance or not. Insurers don’t know who is covered. Mass confusion reigns as customers and insurers try to figure out who to bill and who to enroll. The president said when Obamacare first launched: It depends on getting a whole bunch of young people into the program. So far scattered reports suggest those who have enrolled tend to be older and sicker. Is that any sort of surprise to one who uses logic? What a clusterfuck.
Creating The Obamacare Patchwork Quilt
Recently the Obama administration announced two big changes to Obamacare for people who have seen their individual-market insurance plans canceled this year. One, they won’t have to comply with the individual mandate, meaning they can go without insurance and not pay the not-insubstantial fine (1 percent of their income, basically); and two, if they do want insurance, they can buy a “catastrophic” plan on the exchanges, which is cheaper than any of the other plans available.
This is a good theory in the short term for some number of Americans as millions have seen their plans canceled, though the White House suggests just half a million of them still haven’t yet signed up for new plans, gotten Medicaid, or enrolled in an exchange plan. So much for that. Here is the reality. The way this treats the uninsured is unfair and potentially politically unsustainable. Now that the law’s requirements have been significantly weakened for people who did have insurance in 2013, it’s going to be hard to stand by them for people who didn’t.
The way it treats almost everyone else is unfair as well. The exchanges have been open for a few months now, and plenty of Americans have committed to buy plans that were either more expensive than they want or that they didn’t want in the first place. If people whose individual-market plans have been canceled knew this was going to happen, they could have waited to buy a catastrophic plan, or bought one on the non-exchange market, or just gone without insurance entirely. Marco Rubio put it reasonably when he said, “This is a slap in the face to the thousands of Americans who have already purchased expensive insurance through the Obamacare exchanges.”
Where Is This Going To End Up?
There’s really no telling how much further down the rabbit hole this is going to go. At a time where Americans need answers and need to save money they are getting bent over the back of the pickup and being sodomized and told to squeal like a pig by an administration that doesn’t want to admit it fucked up and made mistakes. Nothing real new here, kinda par for the course… but that doesn’t mean people should settle. This thing needs to be sorted out and soon.
With Obama’s time in office quickly coming to an end, what does the future hold for the way people receive their healthcare coverage. Will this mandate be straightened out by then? What exactly will the patchwork quilt look like by then? It’s a mess now, that’s for sure. Just how much longer are people going to put up with the uncertainty is unknown, but a saying I like to live by is you’re never going to see different scenery riding on the same train.
What do you think? We’d love to hear you sound off with your thoughts in the comments below!